Settlement Times

Country	Currency	Cut Off Time	Value Date	Payable	Receivable
United Arab Emirates	AED	16:00	T+1	Yes	Yes
Argentina	ARS	16:00	T+1	Yes
Australia	AUD	16:00	T+1	Yes
Bangladesh	BDT	14:00	T+1	Yes
Bahrain	BHD	14:00	T+1	Yes
Brazil	BRL	16:00	T+1	Yes
Canada	CAD	16:00	T+0	Yes	Yes
Switzerland	CNF	14:00	T+1	Yes
China	CNY	12:00	T+1	Yes
Colombia	COP	16:00	T+1	Yes
Denmark	DKK	14:00	T+1	Yes
Europe	EUR	14:00	T+0	Yes	Yes
United Kingdom	GBP	16:00	T+0	Yes	Yes
Ghana	GHS	16:00	T+0	Yes	Yes
Hong Kong	HKD	12:00	T+1	Yes
Indonesia	IDR	12:00	T+1	Yes
India	INR	14:00	T+1	Yes
Japan	JPY	12:00	T+1	Yes
Kenya	KES	14:00	T+0	Yes	Yes
Mauritius	MUR	14:00	T+1	Yes
Nigeria	NGN	16:00	T+0	Yes	Yes
Singapore	SGD	12:00	T+1	Yes	Yes
Tanzania	TZS	14:00	T+0	Yes	Yes
Uganda	UGX	14:00	T+0	Yes	Yes
United States of America	USD	16:00	T+0	Yes	Yes
Central African Republic	XAF	16:00	T+2	Yes	Yes
West Africa	XOF	16:00	T+2	Yes	Yes
South Africa	ZAR	14:00	T+1	Yes
Global Swift	USD	16:00	T+1	Yes	Yes

Timezone is GMT +0 across all currencies All conversions are settled within 4 hrs to the corresponding wallet on our platform within the banking hours.